You earned this benefit — $0 down, no monthly mortgage insurance, shopped across VA-experienced wholesale lenders.
The benefit you earned, actually used: $0 down and no monthly mortgage insurance eating into your budget — with a lender match built for military life, timelines and all.
Here is who can use this benefit, and what lenders will look for.
A Certificate of Eligibility (COE) is required. We help you obtain one.
Requirements vary by lender. Subject to credit approval.
Not sure if you qualify? We'll walk through your service history and entitlement during your pre-approval review and tell you exactly where you stand.
In most scenarios we're paid by the lender, not by you. When borrower-paid compensation gets you a better deal, we show you both options in writing — you choose.
50+ families helped · 21-day average close
“I had a great experience working with Jexayra Rivera from Motto Mortgage on a recent transaction. She was very knowledgeable and took the time to explain every step of the process to my client from pre-approval all the way to closing. Her communication was excellent, and she made sure the buyer felt confident and informed throughout the entire process. Even after closing, she was still available to answer questions and support the client. Highly recommend working with Jexayra!”
“I’ll simply say this. Honesty, personable, reliable, respectful and overall a Family oriented experience. I had bought 3 other homes before using Jexayra and her team and never felt this way. Thank you for what you guys do and never change.”
“My husband and I are so thankful for Jexayra, she was our loan officer for both times we purchased a home. She is absolutely amazing and overall a great loan officer. She is always willing to talk through things and explain every detail if you so need it. As soon as we knew we were moving again there was no doubt that we would go to her for our next purchase. HIGHLY RECOMMEND!”
VA loans are available to veterans, active-duty service members, National Guard and Reserve members, and certain surviving spouses. Eligibility is based on your service history and discharge status. During a free planning session, we will help you check your eligibility and obtain your Certificate of Eligibility (COE).
The VA funding fee is a one-time fee that supports the VA loan program. The amount depends on your service, down payment, and whether you have used a VA loan before. It can be financed into the loan so you do not pay it out of pocket. Some veterans — including those receiving VA disability compensation — are exempt from this fee.
Yes. Your VA benefit is reusable. If you have paid off a previous VA loan or sold the home, you may be able to restore your entitlement and use it again on a new purchase. We will help you check your remaining eligibility.